Apparently, my New Year 2012 resolution is to minimize as much debts as possible, profiting from my investments and attained a great work-study life. One thing to improve on is to be less anti-social and socialize with people to have a better network. Time to ditch my "RPG" style of doing things. Hope my salary increment will be a relatively rewarding amount. My coming bonus will be able to clear much of the loans that I have. Aiming to score well for my modules and really learn something useful to be able to contribute to my job.
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